Role of Canary Testing and Champion/Challenger Modules in Credit Decision-Making

Enhancing Credit Decision-making with Canary Deployments and Champion/Challenger Modules: An Ultimate Guide

Ever wondered how digital lenders and financial institutions make swift decisions on credit approvals? Or how they consistently update their lending policies to give you a good borrowing experience? Credit growth in India is expected to be at 14% in...

What Is Bank Statement Analysis in LOS

What Is Bank Statement Analysis in LOS: Why Is It Important?

India’s digital lending has witnessed a staggering growth of 12 times from financial years 2017 to 2020. The total lending disbursement was INR 21.6 lakh crore in 2022 and it is expected to reach a remarkable INR 47.4 lakh crore...

CKYC Game Changer

CKYC: The Game-Changer for Modern Finance

Introduction The importance of CKYC (Central Know Your Customer) in financial institutions cannot be overstated. For any financial institution or business, adhering to regulations and protecting customer interests is paramount. CKYC Registry Fillings, being one of the most significant regulations,...

Bank Statement Analysis Variables

Deciphering The Key Variables in a Bank Statement Analysis

Introduction Within the dynamic world of loans, there’s an important process that helps people and businesses get the money they need. It’s called the loan origination process. Imagine it like a special system, kind of like a computer program, that...

Decoding Credit Report Parameters

Decoding the Key Parameters in Indian Credit Bureau Reports

Introduction In today’s fast-paced financial world, credit plays a vital role in determining an individual’s ability to access various financial products and services. Whether it’s securing a loan for a dream home, obtaining a credit card, or even applying for...

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