Our best-in-class business banking software transforms your financial management process entirely and simplify the overall process of managing your chart of accounts, making journal entries, setting accounting rules and mapping your financial activity a breeze.
CloudBankin’s extensive feature set allows you the flexibility to scale at will and onboard new customers quickly and seamlessly.
Loan Origination lets you process and disburse loans with lightning speed: thanks to a feature set that includes form management, parameter definition and rule engines configuration. Impress your existing as well as new customers with fast and efficient processing!
Manage Forms
Configure your customer journey with respect to each of your product and respective credit policies in no time to bring out your USP.
e-KYC
Advanced non-contact onboarding fulfilling the statutory requirements leading to customer delight.
Rule Engine
Configure multiple and complex business wise credit policies to effectively reduce the turnaround time.
Plug and Play
Ability to integrate APIs and position it according to product and process requirements.
Organisation Hierarchy Management
Replicate your organization structure to effectively monitor and manage individual units as profit centers.
Onboard your Business Partners
Facility to onboard business partners and monitor business stream wise contribution
Customizable Templates
Customize all the communications (Email, SMS, Standard formats and Web contents) to your customers.
Effective User Guide Tool
Activity wise user guide comprising of videos and walk through steps that will helps novice to become a professional
Scalable Loan Management System which allows you to manage the entire life cycle of a loan, while meeting the changing demands of the market. Facility to configure workflows, customize reports and dashboard, create alerts among other routines features.
Security and Data Protection – We use and rely on cloud-based services that are widely used in the industry and provide high security and availability for their services and infrastructure.
Chart of Accounts
It is easy to configure your COA (Chart of Accounts) on CloudBankin under five main categories: Assets, Liabilities, Income, Expenditure, and Equity which could be easily accessed in two views: List or Tree.
Journal Entry
Our streamlined lending software features a user-centric design and ease-of-use platform that simplifies tedious tasks such as adding, closing, or searching journal entries replacing your default accounting software.
Migrate Opening Balances
Ease the process of migration of the opening balances from the legacy system data using our cutting edge commercial lending software.
Financial Activity Mapping
Map all your vital financial activities to specific accounts by using an assorted list of predefined commands that dictate a list of procedures to be carried out on a system-generated accounting transaction.
Module Wise Report Generation
Our module-wise reporting structure offers you complete visibility of your data and help you drive actionable insights with minimal staffing. By using our mini bank software, you can directly connect to relevant databases, mash-up multiple insights, and visualize them as easily interpretable reports.
Dashboard
Our interactive dashboard feature provides a comprehensive outlook of the entire operational process like overall loan management, client trends for all or specific location, a visual interpretation of daily activity giving you an indepth insight to manage the complexities you encounter in your day-to-day operations.
Transform your data into stunning reports within a matter of minutes by using our extensive collection of reports, which are ideal for any banking or lending institution. Our product’s responsive reporting structure, coupled with a highly interactive dashboard, makes it a pioneer in the line of loan software.
- Email: salesteam@cloudbankin.com
- Sales Enquiries: +91 9080996606
- HR Enquiries: +91 9080996576
After smartphone penetration, people are not watching their SMS at all. They use SMS only for OTP related transactions. That’s it.
But What can a Lender see in your SMS after you consent to them?
Lender can see income, expenses, and any other Fixed Obligation like (EMIs/Credit Card).
1) Income – Parameters like Average Salary Credited, Stable Monthly inflows like Rent
2) Expenses – Average monthly debit card transactions, UPI Transactions, Monthly ATM Withdrawal Amount etc
3) Fixed Obligations – Loan payments have been made for the past few months, Credit card transactions.
It also tells the Lender the adverse incidents like
1) Missed Loan payments
2) Cheque bounces
3) Missed Bill Payments like EB, LPG gas bills.
4) POS transaction declines due to insufficient funds.
A massive chunk of data is available in our SMS (more than 700 data points), which helps Lender to make a credit decision.
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