The Indian Loan Management System

Are 2022 Regulations on Digital Lending a Boon or a Bane?

Overview There has been exponential growth in the digital lending industry, with many innovations driving the sector to produce many new financial products and services into the market. And with these products and services gaining popularity, regulatory bodies such as...

Credit Underwriting Using AI

Revolutionizing Credit Underwriting with AI and Data-Driven Approaches

Introduction: Indian Lending Ecosystem and Importance of Data and AI The lending landscape in India is diverse and multifaceted, encompassing a variety of platforms and institutions. These include traditional banks, platforms catering to Small and Medium Enterprises (SMEs), consumer-focused lending...

OCEN Technology

OCEN Technology: The Revolution in MSME Lending

Amid our dynamic financial ecosystem, the Open Credit Enablement Network (OCEN) stands out as a transformative force for micro, small, and medium enterprises (MSMEs). Delving into OCEN reveals its immense potential and the significant paradigm shift it offers in the...

YouTube digital lending channels

Exploring the Top 11 YouTube Channels for Digital Lending Insights

Introduction Lights, Camera, Lend! (Credit: Tumblr) Greetings, lenders! In a world where lending has gone digital, and interest rates have become as complicated as interpreting emojis, fear not – help is just a YouTube click away. We’ve scoured the digital...


Safeguarding Your Money: How Do Financial Institutions Detect & Prevent Frauds?

Introduction During the years 2021-22, Indian banks were confronted with a staggering number of fraud reports. These incidents of fraud reached 9,097, with an estimated value of around Rs. 59,819 crores. In the preceding year, 2020-21, there were 7,338 frauds...

Enhancing Customer Experience in UCBs

Innovation at its Best: Shaping the Customer Experience in Urban Co-operative Banks

Overview In today’s world, as we navigate through the digital revolution and the rapidly evolving banking landscape, it has become more crucial than ever to prioritize customer experience and adapt to their ever-changing needs. Urban Co-operative Banks (UCBs) have played...


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