Interesting facts in Alternative Credit Scoring :
After a detailed research in Africa by one of the Fintechs, they figured out the following facts from the behavioral data:
– 4% increase in repayment rate among people who contact their family frequently
– 6% increase in repayment among customers who have consistent travel patterns.
– People who communicate with at least 58 or more different contacts on an everyday basis were proven to be good borrowers.
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